I'm having trouble paying my rent or mortgage, where can I receive assistance?

Residential Assistance for Families in Transition (RAFT)

RAFT is a short-term financial assistance program for low-income families, and provides up to $10,000 per household to help preserve current housing or move to new housing. RAFT can assist with rent, utilities, and moving costs. Click here to check eligibility.

Click here to apply online

To apply in person, contact the Community Teamwork Resource Center: 

(978) 459-0551

Massachusetts Homeowners Assistance Fund (HAF)

HAF assists eligible homeowners who are behind on their mortgage due to the Covid-19 pandemic. Click here to check eligibility.

Click here to apply online 

For assistance with the application, contact Lawrence CommunityWorks, Inc:

(978) 722-2627




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1. I'm in need of food support, where can I go?
2. Utility bills are getting more expensive. What are my options for assistance?
3. How do I apply for SNAP or WIC benefits?
4. How can I find affordable or subsidized housing?
5. I'm having trouble paying my rent or mortgage, where can I receive assistance?
6. What's Community Teamwork and how can they help me?
7. Domestic violence is impacting myself or my family. Who can I call?